Retired members, your pension is increasing!
The CAAT Plan inflation protection rate for 2025 is 2.02%. This rate will be added to your pension on January 1, 2025, for all pensions earned beginning in 1992. Inflation protection helps protect your buying power when the cost of living increases. The mailing of your annual letter outlining the latest inflation protection increase is delayed due to the ongoing postal strike. You can log onto My Pension to see your letter by mid-January. If you’re not registered for the member portal, sign up today.
Learn more about inflation protection
We believe that everyone deserves a better tomorrow
We make retirement better for Canadians by offering secure workplace pensions and sustainable retirement income for life.
Learn more about our vision
Interested in joining?
A defined benefit (DB) pension plan that's effective for both you and your employees.
A better pension matters
A workplace pension can provide employers with a key competitive edge when it comes to the ongoing race for talent.
A modern pension solution
Our defined benefit (DB) pension plan, DBplus, combines the cost certainty employers want with the secure retirement income employees need.
Our purpose is to improve retirement security for Canadians, because we believe that every Canadian deserves to retire well.
Derek W. Dobson, CEO & Plan Manager
Information for members
Know more about your pension.
As a member of the CAAT Plan, you build your pension while you work, and enjoy the benefits of a secure lifetime pension after you retire.
All about your pension
Pension Estimator
Get a snap shot of what retirement looks like for you.
Increase your pension
You may be able to create a larger lifetime income by making a purchase.
Plan your retirement
Whether you're ready to retire, looking to retire early or looking for more information - understand your options.
Collecting your pension
Learn about the secure, reliable income you have in retirement.
Member blog
CAAT’s member blog, Planner
Enjoy helpful reads on topics relating to important chapters of your life, including retirement and beyond.
Read the latest
Employer resources
We've got you covered.
News, education sessions, and more to help you administer this important employee benefit.
Access employer tools
UPDATED
Employer manual
Access the Employer Manual via PAL.
Employer education guide
Register for upcoming sessions, watch past webinar recordings and access resources.
NEW
Recruitment toolkit
Use the new and improved Recruitment Toolkit to attract top candidates and position yourself as an employer of choice.
Employer update sessions
Catch up on our past information webinars to stay in the know.
About CAAT
The CAAT goal is simple: provide Canadian workplaces with access to secure, sustainable pensions.
It’s for members. For employers. For lifetime in retirement.
Learn about CAAT Pension Plan
Leadership team
To remain on track and focused on our goals, the Plan relies on the leadership of an accomplished team of professionals.
Did you know?
Learn more about why a defined benefit pension continued to be a Big Deal for members in 2023.
Valuation 2023
CAAT Pension Plan is 124% funded with $5.3 billion in funding reserves.
PDF
2023 Annual Report
A detailed account of 2023 performance and financials.
news
What's new with CAAT
Read below for more information about what the CAAT team has been working on.
Retired Member Newsletter – 2024
The Peace of Mind of Predictable Lifetime Retirement IncomeAs we reflect on a momentous year, we know that you depend on the consistency of your monthly pension benefits. A reliable source of...
December Member Newsletter
It’s finally happening – our plan changes are in effect as of January 1, 2025. This is good news for both our DBprime and DBplus members.
Ontario 2024 Fall Economic Statement
“The CAAT Pension Plan is pleased to see the Government of Ontario’s intention in FES 2024 to bring forward a consultation on Variable Life Benefit (VLB) Standards....