Retired members, your pension is increasing!
The CAAT Plan inflation protection rate for 2025 is 2.02%. This rate will be added to your pension on January 1, 2025, for all pensions earned beginning in 1992. Inflation protection helps protect your buying power when the cost of living increases. The mailing of your annual letter outlining the latest inflation protection increase is delayed due to the ongoing postal strike. You can log onto My Pension to see your letter by mid-January. If you’re not registered for the member portal, sign up today.
Learn more about inflation protection
Grow your tax-sheltered savings with GROWTHplus
Ready to learn how to grow your savings with CAAT? Find out if GROWTHplus is an option for you in the GROWTHplus Investment Account handbook.
Learn more here
Season's Greetings!
We hope you have a joyful holiday season filled with celebration, relaxation, and special moments with friends and family. Wishing you a prosperous and happy New Year!
Here's how to transfer-in your funds to GROWTHplus
Learn how to transfer your funds into GROWTHplus Investment Account by watching this short tutorial video.
Watch now
Canada Post Strike: Send documents to the Plan securely
We are prepared for the Canada Post strike. With the strike in effect, you have the option to submit files simply and safely, while protecting your personal and confidential information.
Learn more
Have your contact details changed?
As 2024 wraps up, take a moment to check your contact info on My Pension. Log in to your account to make sure everything’s up to date, so you don’t miss any year-end updates or important notifications.
Log in now
Changes are coming to your CAAT pension plan
When CAAT does well, your pension does well. Starting January 1, we’re upgrading DBprime and DBplus accounts so you get even more out of them.
Learn more
Popular member resources
Find our most visited pages.
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Stay Connected
Your membership includes valuable resources to expand your pension knowledge and more.
Become a Plan Ambassador
Join CAAT’s new initiative to spread awareness that pensions are for everyone.
CAAT’s Member Blog, Planner
Check out CAAT’s member blog planner where you can find helpful reads on various topics beyond your pension.
Discover Plan features
Your pension includes these valuable features.
A lifetime income in retirement
When you retire, your pension is paid every month for the rest of your life.
Inflation protection
Conditional inflation protection increases help protect the purchasing power of your pension in retirement.
Survivor benefits
In addition to your lifetime pension, the CAAT Pension Plan provides a lifetime pension to your surviving spouse upon your death.
Your contributions
You make tax-deductible contributions while you work. Your employer contributes on your behalf.
Explore My Pension
Your personal pension information is at your fingertips
with the member portal, My Pension.
Access your pension details
*If you joined DBplus as the result of a merger, please visit About your merged plan to get details about your merged plan.
How to activate your portal account
Watch the video to learn more about activating your account on My Pension
Life events
If you’re leaving your job, experiencing a divorce, taking a disability leave, or experiencing other life events, read about how the Plan’s provisions apply to you.
Disability and your pension
Continue to earn a pension during your disability leave.
Separation or divorce
Your pension is a potentially significant part of your family property.
Leaving your job
Your Plan offers flexibility and security if you terminate employment before you’re eligible to collect a pension.
Starting your deferred pension
A deferred pension offers flexibility if you left your job before you were able to start collecting a pension.
Your future self will thank you
Learn about the advantages of a CAAT pension compared to an RRSP.
About your merged plan
Merged plans
Find details about your pension
If you joined DBplus as the result of a merger, you can get details about your previous pension by visiting this page.
news
What's new with CAAT
Retired Member Newsletter – 2024
The Peace of Mind of Predictable Lifetime Retirement IncomeAs we reflect on a momentous year, we know that you depend on the consistency of your monthly pension benefits. A reliable source of...
December Member Newsletter
It’s finally happening – our plan changes are in effect as of January 1, 2025. This is good news for both our DBprime and DBplus members.
October Member Newsletter
Hot coffee and pumpkin spiced lattes? Here's what you need to know to keep yourself warm and financially cozy for all of fall.. In this edition: GROWTHplus – a new optional savings account...