Rethink retirement: Support your team, protect their legacy

June 10, 2025 | CAAT Pension Plan

As Canadians live longer and the way we work changes, financial security is more important than ever. At CAAT, we’re helping employers offer more than just retirement income, we’re helping them build lasting impact.

A strong workplace retirement program gives employees confidence, reduces stress, and creates lasting value for your organization and your community. Let’s explore how.

Financial security for life, with a built-in legacy

The CAAT Pension Plan now promises every retiree a minimum of 15 years’ worth of payments without the worry of investment performance. If the total retirement income paid to the plan member, spouse and eligible child is less than 180 times the initial monthly payment at retirement, when the member and spouse passes away, any remaining balance will be paid out to the beneficiary of choice or to the estate.

This enhancement offers more than peace of mind—it helps families plan their future with confidence. And it comes at no additional cost to employers.

Modern retirement solutions for a new generation

CAAT helps employers offer a secure, flexible retirement benefit that supports:

  • Building family wealth by supporting estate planning and financial confidence.
  • Protecting futures with a predictable, stable retirement income for life.
  • Reducing financial stress so employees can focus on what matters most.

This is retirement reimagined—responsive to modern needs, grounded in sustainability.

Graphic showing '180x minimum total payout' to highlight guaranteed pension benefit multiplier.

Why retirement confidence matters

When employees feel secure about their future:

  • They stay longer.
  • They experience less stress.
  • They’re more focused and productive.

A stable retirement program helps build trust and a stronger, more resilient workforce.

A fair plan for a diverse workforce

CAAT supports members across every life stage. Whether your team includes early-career professionals, mid-career managers, or near-retirees, our plan design meets them where they are.

We believe retirement security should be inclusive, equitable, and accessible for all.

Illustration of a diverse group of four individuals representing different ages, genders, and ethnic backgrounds, symbolizing inclusivity and fairness.

Align your benefits with your business values

Forward-thinking employers know that benefits do more than support employees, they help define your brand. With CAAT, you can:

  • Support intergenerational financial wellness.
  • Stand out in a competitive talent market.
  • Show your commitment to equity and security.

Discover a new standard in retirement security

CAAT’s latest one-page infographic introduces a bold new approach to workplace retirement benefits—designed for today’s workforce and tomorrow’s needs. Discover how the Plan’s legacy-minded design helps employers attract and retain top talent, while empowering employees with lifetime financial confidence.

 

Download the infographic (PDF)
CAAT Pension Plan infographic titled 'Rethinking financial security' highlighting a 180x minimum payout, 15-year guarantee, intergenerational wealth creation, and fair, inclusive retirement benefits.

Let’s build financial security together

Connect with CAAT to learn how we can help you integrate a modern, sustainable retirement solution into your talent and benefits strategy.

Talk to us today

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Secure. Scalable. Ready for what’s next.