The CAAT Pension Plan considers your spouse to be the eligible spouse for the pre-retirement death benefit if they meet the definition of spouse in your jurisdiction of employment, and your spouse has not waived the pre-retirement death benefit in accordance with the conditions set out by applicable legislation.

If your spouse wishes to waive their rights to the pre-retirement survivor pension, the request must come directly from your spouse in accordance with the conditions set out by applicable legislation. Contact the Plan for the spousal waiver that applies to your jurisdiction of employment. It is in the best interest of you and your spouse to receive independent legal and financial advice before making this decision.