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What is a designated beneficiary?

No matter your marital status, you can designate a person other than your spouse who could also be entitled to a benefit. Having a designated beneficiary will ensure that your survivor benefits are paid in accordance with your wishes if you die before you retire (and do not have an eligible spouse).

How to designate a beneficiary

You should advise the Plan of a change to your beneficiary by completing a Change Request form and mailing it directly to the Plan, or by contacting us by phone. You can name anyone you want as your beneficiary – a friend, your children or even a charitable organization. If you want to name more than one beneficiary, be sure to indicate the percentage of any benefit you want each beneficiary to receive. If your marital status has changed due to separation or divorce, visit the webpage Separation or Divorce to learn about the process to follow if your jurisdiction of employment was Ontario.