When CAAT does well, your pension does well, too. Our strong funded position and growth in plan membership means more value for members. Which is why starting January 1, 2025, we’re introducing valuable changes to both DBprime and DBplus. These changes reflect CAAT’s commitment to providing secure pensions for our members, paid for life. So, what’s changing?

DBprime: your pension will cost you less.

DBplus: your pension will grow faster.

Learn more about the upcoming plan changes.

Frequently Asked Questions

How do I know whether I belong to DBprime or DBplus?

Login now to My Pension or sign up to see whether your account is DBprime or DBplus.

^*Those who joined CAAT as part of a merger will automatically be enrolled in a DBplus pension.

What is a contribution rate?

Your contribution rate is the percentage of your eligible earnings you contribute to building your CAAT pension. The lower the rate, the less you pay – which means more money in your pocket!

What is an annual pension factor?

The annual pension factor is included in the formula used to calculate your DBplus pension. The higher the rate, the more money you’ll have at retirement.

For more specific questions about your Plan design, please click below.