The Canada Pension Plan (CPP) is gradually being enhanced over a seven-year period from 2019 to 2025, with its most recent change taking effect on January 1, 2024.

There may be some situations in which it is difficult to retrieve your earnings information, (for example if your previous employer does not have old employment records). In this case, you can provide past T4s.

There are Income Tax Act maximums that apply to the amount you can purchase, which may vary depending on the type of purchase you make.

Because purchases are made in respect of specific periods of time, the cost will vary.

Part-time and contract employees can join DBplus any time. Know any peers or colleagues that might be interested in joining? Feel free to share the information in this article with them!