GROWTHplus Investment Account now available

Members can now transfer-in existing registered retirement savings to benefit from CAAT’s investment returns.

Learn more here

2023 Year in Review

Did you know that nearly 9 out of 10 retired CAAT members say their pension has a positive impact on their happiness?

Learn how being a member of the CAAT Plan allows you to build a pension-secure future.

Read now

We believe that everyone deserves a better tomorrow

We make retirement better for Canadians by offering secure workplace pensions and sustainable retirement income for life.

Learn more about our vision

Interested in joining?

A defined benefit (DB) pension plan that's effective for both you and your employees.

Three employees in workplace.
A better pension matters

A workplace pension can provide employers with a key competitive edge when it comes to the ongoing race for talent.

Manager at workplace standing in front of team members.
A modern pension solution

Our defined benefit (DB) pension plan, DBplus, combines the cost certainty employers want with the secure retirement income employees need.

Our purpose is to improve retirement security for Canadians, because we believe that every Canadian deserves to retire well.

Derek W. Dobson, CEO & Plan Manager

Information for members

Know more about your pension.

 

As a member of the CAAT Plan, you build your pension while you work, and enjoy the benefits of a secure lifetime pension after you retire.

All about your pension
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Pension Estimator

Get a snap shot of what retirement looks like for you.

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Increase your pension

You may be able to create a larger lifetime income by making a purchase.

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Plan your retirement

Whether you're ready to retire, looking to retire early or looking for more information - understand your options.

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Collecting your pension

Learn about the secure, reliable income you have in retirement.

Member blog

CAAT’s member blog, Planner

Enjoy helpful reads on topics relating to important chapters of your life, including retirement and beyond.

Read the latest

Employer resources

We've got you covered.

 

News, education sessions, and more to help you administer this important employee benefit.

Access employer tools
UPDATED
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Employer manual

Access the Employer Manual via PAL.

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Employer education guide

Register for upcoming sessions, watch past webinar recordings and access resources.

NEW
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Recruitment toolkit

Use the new and improved Recruitment Toolkit to attract top candidates and position yourself as an employer of choice.

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Employer update sessions

Catch up on our past information webinars to stay in the know.

About CAAT

The CAAT goal is simple: provide Canadian workplaces with access to secure, sustainable pensions.

 

It’s for members. For employers. For lifetime in retirement.

Learn about CAAT Pension Plan
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Leadership team

To remain on track and focused on our goals, the Plan relies on the leadership of an accomplished team of professionals.

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Did you know?

Learn more about why a defined benefit pension continued to be a Big Deal for members in 2023.

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Valuation 2023

CAAT Pension Plan is 124% funded with $5.3 billion in funding reserves.

PDF
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2023 Annual Report

A detailed account of 2023 performance and financials.

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What's new with CAAT

Read below for more information about what the CAAT team has been working on.

Ontario 2024 Fall Economic Statement

“The CAAT Pension Plan is pleased to see the Government of Ontario’s intention in FES 2024 to bring forward a consultation on Variable Life Benefit (VLB) Standards....

CAAT Pension Plan Launches GROWTHplus Investment Account

New solution to strengthen long-term savings while boosting employers’ total rewards package Toronto, October 1, 2024 – CAAT Pension Plan ("the Plan"), one of Canada's fastest-growing pension plans...

GROWTHplus Plan amendment

The CAAT Pension Plan Text was amended, effective August 1, 2024, to support the launch of GROWTHplus. As of October 1, 2024, eligible CAAT members can initiate deposits by transferring-in...